UNION BANK OF INDIA
|
UNION BANK OF INDIA Last 5 Year Financial Ratios History
[Consolidated]
| Mar2023 | Mar2022 | Mar2021 | Mar2020 | Mar2019 | |
|---|---|---|---|---|---|
| Operational & Financial Ratios | |||||
| Earnings Per Share (Rs) | 12.45 | 7.70 | 4.47 | -9.12 | -16.58 |
| DPS(Rs) | 3.00 | 1.90 | - | - | - |
| Book NAV/Share(Rs) | 106.17 | 96.57 | 93.24 | 89.73 | 138.95 |
| Margin Ratios | |||||
| Yield on Advances | 10.62 | 10.29 | 11.68 | 11.80 | 11.48 |
| Yield on Investments | - | - | - | - | - |
| Cost of Liabilities | 4.13 | 3.70 | 4.51 | 5.11 | 5.19 |
| NIM | 2.71 | 2.47 | 2.48 | 2.21 | 2.21 |
| Interest Spread | 6.49 | 6.58 | 7.17 | 6.68 | 6.30 |
| Performance Ratios | |||||
| ROA(%) | 0.68 | 0.46 | 0.35 | -0.58 | -0.59 |
| ROE(%) | 12.17 | 8.28 | 6.25 | -11.02 | -12.38 |
| ROCE(%) | 12.97 | 9.44 | 5.51 | -3.01 | -3.03 |
| Efficiency Ratios | |||||
| Cost Income Ratio | 47.89 | 47.39 | 50.00 | 46.97 | 50.82 |
| Core Cost Income Ratio | 49.01 | 51.60 | 56.81 | 51.14 | 53.01 |
| Operating Costs to Assets | 1.82 | 1.65 | 1.82 | 1.47 | 1.58 |
| Capitalisation Ratios | |||||
| Tier 1 ratio | - | - | - | - | - |
| Tier 2 ratio | - | - | - | - | - |
| CAR | - | - | - | - | - |
| Valuation Parameters | |||||
| PER(x) | 5.34 | 5.03 | 7.62 | - | - |
| PCE(x) | 4.95 | 4.45 | 5.84 | -3.75 | -6.58 |
| Price/Book(x) | 0.63 | 0.40 | 0.37 | 0.32 | 0.69 |
| Yield(%) | 4.51 | 4.90 | - | - | - |
| EV/Net Sales(x) | 1.09 | 1.14 | 1.07 | 1.67 | 1.75 |
| EV/Core EBITDA(x) | 3.45 | 3.56 | 3.74 | 6.78 | 7.92 |
| EV/EBIT(x) | 1.47 | 1.60 | 1.59 | 2.89 | 3.02 |
| EV/CE(x) | 0.07 | 0.07 | 0.07 | 0.11 | 0.12 |
| M Cap / Sales | 0.56 | 0.39 | 0.31 | 0.26 | 0.49 |
| Growth Ratio | |||||
| Core Operating Income Growth | 18.11 | 11.32 | 116.44 | 11.76 | 9.88 |
| Operating Profit Growth | - | - | - | - | - |
| Net Profit Growth | 61.86 | 84.17 | 193.00 | -3.66 | 43.81 |
| BVPS Growth | 9.95 | 3.57 | 3.91 | -35.43 | -29.13 |
| Advances Growth | 15.21 | 11.80 | 86.77 | 6.32 | 2.82 |
| EPS Growth(%) | 61.66 | 72.37 | 149.02 | 44.99 | 62.84 |
| Liquidity Ratios | |||||
| Loans/Deposits(x) | - | - | - | - | - |
| Cash / Deposits(x) | 0.04 | 0.04 | 0.04 | 0.04 | 0.05 |
| Investment / Deposits(x) | 0.31 | 0.34 | 0.37 | 0.34 | 0.31 |
| IncLoan / Deposits(x) | 3.81 | 4.95 | 5.61 | 11.65 | 10.37 |
| Credit/Deposits(%) | - | - | - | - | - |
| Total Debt/Mcap(x) | - | - | - | - | - |
| Net NPAs (funded) to Net Advances (%) | - | - | - | - | - |
Compare Financial Ratios of peers of UNION BANK OF INDIA
| Peers & Returns | Market Capitalization | 1 Week | 1 Month | 1 Year | ||
| UNION BANK OF INDIA | ₹107,748.3 Cr | 5.6% | -1.3% | 94.7% | Stock Analytics | |
| STATE BANK OF INDIA | ₹732,577.0 Cr | 0.3% | 10.2% | 39.5% | Stock Analytics | |
| PUNJAB NATIONAL BANK | ₹138,849.0 Cr | 0.3% | -2.7% | 155.3% | Stock Analytics | |
| BANK OF BARODA | ₹135,774.0 Cr | 0.7% | 1.3% | 40.2% | Stock Analytics | |
| INDIAN OVERSEAS BANK | ₹122,204.0 Cr | 4.6% | 5.1% | 148.5% | Stock Analytics | |
| CANARA BANK | ₹103,859.0 Cr | 1.1% | -1.9% | 86.5% | Stock Analytics | |
UNION BANK OF INDIA Share Price vs Sensex
| Share Price Returns(%) | 1 Week | 1 Month | 1 Year |
| UNION BANK OF INDIA | 5.6% |
-1.3% |
94.7% |
| SENSEX | 1.7% |
1.5% |
18.7% |
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